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The Supreme Court took up President Biden’s

student-loan forgiveness plan Tuesday, but those with education loans should be prepared to start making payments no matter how the court rules.

Under a plan released by the White House last year, millions were promised up to $20,000 in student loan forgiveness. That plan faced several legal challenges, with justices on Tuesday hearing arguments about whether the White House had the authority to grant this debt forgiveness to 40 million borrowers. Several justices questioned if the Biden administration had the power to enact such a plan, and Chief Justice John Roberts asked whether loan forgiveness was fair to those who didn’t attend college.

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